Identifying National Credit Bureaus
The three (3) biggest national credit bureaus are Equifax, Experian, and TransUnion. Getting familiar with these three bureaus will help you in your path towards gaining good credit scores.
Equifax – One of the leading global information services companies, Experian is now operating in 37 different countries worldwide and has corporate bases in Dublin, Ireland, and operational bases in the U.K and Brazil.
Experian – One of the leading global information services companies, Experian is now operating in 37 different countries worldwide and has corporate bases in Dublin, Ireland, and operational bases in the U.K and Brazil.
TransUnion – TransUnion has different regional offices in India, Hong Kong, Canada, South Africa, the United Kingdom, Colombia, and Brazil.
One of these three National Credit Bureaus will keep records on your current credit score history, depending on where you’re situated. Then, they will provide or issue you with three (3) different credit reports showing you how responsible you are in paying your bills each month, how well you pay your credit card debts, etc. Missing monthly payments can be crucial, as it will potentially lower your current credit score.
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