Find out why over 500,000 clients chose Credit Repair Service
Why is Credit Repair Important?
So, How Do Credit Scores Work?
National Credit Bureaus (TransUnion, Experian, and Equifax) keep tabs on your credit history, issuing three different credit reports showing how well you pay your bills each month and how much credit card debt you currently have and how many open credit card accounts you have. If you miss monthly payments or run up too much debt, your credit scores will eventually fall.
If you have recent bankruptcies or housing foreclosures in your past, your credit score will drop too. In general, credit scores over 620 are considered acceptable. If you have a credit score of 720 or higher, then your credit score is deemed excellent and will guarantee borrowers the lowest interest rates. Apart from this, if you already have a high credit score, you’ll also avail of lower insurance premiums, in many cases, and a better chance to land that high-paying job.
Critics say that neither employers nor auto-insurance providers should use consumer credit scores. We’re the Industry Leaders in Credit Repair Here in Johns Creek, GA
We’ll Do Everything to Help You Repair Your Past
Cleaning up your past begins with leveraging your consumer rights to engage the credit bureaus and creditors to remove the inaccurate items from your credit report.
In the past nine years, we have permanently removed the following from our customers credit reports:
We Will Help You Rebuild Your Present
We then educate our customers on everything from the basics of managing their credit properly to maximizing what resources remain. At this point, we will do what we do best to restore your credit report to a pristine slate and tighten every nut and bolt along the way.
A custom restoration plan will help you prioritize payments and keep your accounts in a positive status.
We Will Help You Restore Your Future
Whether you are looking for a home or auto loan, a security clearance, a new high-paying job, or just wanted to start fresh in life, we will surely help you reach your destination through credit education and proper guidance.