If you’re struggling with collections on your credit report, you’re not alone. According to a recent study, about one in every five Americans has at least one collection account on their credit report. While having a collection account can negatively impact your credit score, there are ways to repair the damage.
What Are Collections?
Collections occur when you fail to pay a debt and the creditor sends your account to a collection agency. The collection agency then attempts to collect the debt from you. If they are successful, the collection will be reported on your credit report.
Collections can happen due to various types of debt, including credit card debt, medical debt, and utility bills. While you may not realize it, having collections in your credit report can have a significant impact on your credit score. In fact, collections are one of the most common reasons why people have a low credit score.
How Do Collections Affect My Credit Score?
Collection accounts can have a significant negative impact on your credit score. The older the collection account, the less it will impact your score. However, even paid collections can stay on your credit report for up to seven years and continue to negatively impact your score.
When you have collections in your credit report, it is a serious issue that needs urgent attention. We are a reputable credit repair company that will work with you and the collection agency to remove the collections from your credit report.
What We Can Do For You
The first step is to obtain a copy of your credit report and identify the collection accounts. Once we have done that, we will contact the collection agency and dispute the debt. We will also send a cease and desist letter to the collection agency, demanding that they stop all contact with you.
If the collection agency does not remove the debt from your credit report, we will take legal action. We have a team of experienced attorneys who are ready to fight for your rights. We will file a lawsuit against the collection agency and force them to remove the debt from your credit report.
Best Credit Repair Experts in Atlanta
If you’re struggling with collections on your credit report, you’re not alone. We are the best credit repair company in Atlanta and we can help you get rid of those collections. We have a team of experienced professionals who will work with you to remove the collections from your credit report.
The main advantage of choosing us is the fact that you will have a manager assigned to you. Your manager will work with you on a one-on-one basis and help you through the entire process. We also have a money-back guarantee, so you can be sure that you’re getting the best possible value for your money.
Call us today to get started!
Call us today and we will put an end to the collections on your credit report. We will help you improve your credit score and get back on track.
Credit Repair Atlanta
Address: 830 M.L.K. Jr Dr NW, Atlanta, GA 30314, United States