What is a good credit score? An optimal credit score rating starts at seven hundred (700), and an excellent credit score is 750 and above. Usually, people start to worry when their credit scores are lower than 700. So, the ultimate thing to do here is to avoid getting...
Why do we need to fix our bad or low credit scores? If you aim to get excellent financial health with no worries, you must earn a good credit score and avoid getting bad credit scores first. It means that low scores are bad and high scores are good. The higher your...
Nowadays, lenders always rely on your credit scores to know if you are financially worthy to qualify for a loan. A credit score is very important as it determines your financial health. Gaining and maintaining a good credit score can also be your gateway towards your...
Why do we need to have Good Credit Scores? If you aim to get excellent financial health with no worries, you must earn a good credit score and avoid getting bad credit scores first. A good credit score determines if you’re good in handling financial responsibilities....
Identifying National Credit Bureaus The three (3) biggest national credit bureaus are Equifax, Experian, and TransUnion. Getting familiar with these three bureaus will help you in your path towards gaining good credit scores. Equifax – One of the leading global...