You’re in a bind. Your credit score is tanking, and you don’t know why. You decide to do a little research and discover that there are companies whose sole purpose is to help people like you improve their credit scores. But then you see they require your...
For many people, the thought of credit repair seems like a daunting and expensive task. The good news is that credit repair doesn’t have to be complicated or costly. With a bit of time and effort, you can perform your credit repair and improve your credit score. There...
Consumers should check their licensing information to determine whether a credit repair company in Georgia is legitimate. Licensed credit repair companies must provide a written agreement before performing any services. These agreements must contain a three-day...
When you’re prepared to purchase a home, having excellent credit provides you access to reduced mortgage interest rates and other benefits. On the other hand, a lower credit score could have detrimental effects when purchasing a home or a car. Your credit score...
Having a bad credit record is not good for you. Wiping your credit history clean may sound like the ideal solution if your credit prevents you from obtaining new loans or hinders your search for a home or job. Most credit owners should make it their priority to assess...
Your credit reports are like trust tickets you can give to lenders when you want to loan money. Simply think of it as report cards at school. A fail mark could mean that you are not doing well in your studies. In the same way, when you have a long history of...
